High performance boat insurance

Covering FAST for over 20 years!

At high speeds, there is no room for error. You shouldn’t expect any less from your performance boat insurance company. For over 30 years, Markel has insured more go-fast boats with our high performance boat insurance than any other boat insurance company on the water. Markel’s high performance boat insurance is the most comprehensive protection on the water and covers a wide range of Cat and Vee hulls, with speeds all the way up to 120 mph.

Coverage for your boat

  • Watercraft and equipment protection, which includes:
    • Protect and recover – pays reasonable costs incurred when trying to protect your high performance boat from further damage
    • Agreed value for total loss – locks in the value of your boat in case of a covered loss
    • Replacement cost coverage on partial losses for newer boats - meaning depreciation will not be factored into the cost of repairs, keeping your hard earned dollars in your pocket.
  • Personal effects coverage - protection for all of the personal items you bring on board (such as a cell phone or camera)
  • Emergency towing and assistance - if you happen to break down, Markel will provide coverage for the expenses you incur to tow your boat to the boat repair shop.
  • Extra windstorm expense - helps with costs you incur to protect your boat from an approaching named storm

Coverage for you

  • Medical payments - helps pay for injuries suffered by you or any passengers during a boating accident
  • Boat liability - damage to another person, their watercraft or their property that you are responsible for
  • Uninsured watercraft - unfortunately all boaters on the water do not have insurance. This coverage helps protect you and your family members if you are injured in an accident caused by an uninsured or underinsured boater. 
  • Pollution liability - fuel lines and tanks can be hard to see and can deteriorate over time. Pollution coverage helps protects you if you are held legally liable due to an oil pollution leak or spill

Additional optional coverages available to help increase your level of protection:

  • Boat trailer coverage
  • Boat lift and boat house coverage
  • Trip interruption reimbursement

Save money by customizing your high performance boat insurance.

  • Transit and storage – is your boat being refurbished or only for racing?  Add this coverage to help save you money when you are not using your boat
  • Lay-up option – we’ll discount your high performance insurance during the winter months when your boat is not in use
  • Actual cash value Coverage (ACV) - reduce your coverage to ACV, which factors in depreciation of your high performance should you have to file a claim
  • Safety equipment discount
  • Mature operator discount
  • Boating safety school discount

Official sponsor of Tres Martin’s Performance Boat School
Markel proudly supports the Tres Martin’s Performance Boat School. As a world champion boat racer, Tres can elevate your skills, understanding and techniques that are imperative to safe operation. For more information on his course, visit www.performanceboatschool.com.

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*Insurance, coverage, and discounts are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. For questions or a complete definition of coverages and discounts available to you, please call a Markel insurance specialist at 1-800-236-2862.