family out on the open water in a boat insured by Markel boat insurance

Yacht Insurance

Over 32 feet


Boat Insurance

32 feet and under


High Performance Boat Insurance

Boat Insurance: Faster than 66 mph


Sailboat Insurance

Longer than 32 feet


Boat Insurance

Bring the experts on board.

You’ve invested a lot of money, time and heart into your boat or personal watercraft. When you pull away from the dock, you want to know your boat or PWC – and your assets – are fully protected.

That’s why it makes sense to insure your boat and/or PWC with a company that has focused on marine insurance for over 20 years. Unlike some insurance companies that offer boat insurance as a supplement or add-on to their auto or homeowners business, Markel Marine makes it our number one priority – and it shows.

  • Specialized insurance designed specifically for boats 32' and under and personal watercraft
  • Affordable rates and money-saving discounts
  • Expert claim adjusters and expedited claim process
  • Flexible payment options
  • Get a boat insurance quote online now!

Save up to 35% with discounts.

Markel Marine rewards your safety efforts with these money-saving discounts that help keep your rates very affordable.

  • Boating Safety Course 
  • Experienced Boater
  • Multi-Unit
  • Safety Equipment
  • Outboard Propulsion

Mature operators and financially responsible owners can save even more. Get a boat insurance quote to find out how much you can save!

Loss-free for four consecutive terms? Good-bye deductible!

Safety benefits everyone – especially you. Markel Marine rewards your safety efforts by reducing your deductible 25% each consecutive term you are loss-free. After four terms, you have no deductible!

Markel Marine offers these boat insurance coverage features and options:

  • Replacement Cost or Agreed Value options for most boats
  • Watercraft liability - includes while you are towing skiiers or tubing
  • Medical Payments included
  • Personal Effects Coverage included
  • Rental Reimbursement Coverage included
  • Uninsured Boater Coverage included
  • Emergency Towing and Assistance included
  • Separate Pollution Limit up to federal required limits included

Optional coverages available:

  • Primary coverage for fishing equipment
  • Boat lift coverage

Find out more about our boat insurance coverage with our interactive coverage module.

Unusual or older boat? Not to worry!

No matter the type of boat that you own, we probably have coverage for you. Markel Marine can insure your Runabout, Fishing boat, Pontoon, PWC and Airboat. And while other insurance companies only want to provide boat insurance for newer boats, at Markel we have no age limits.

It’s important that you understand your boat or personal watercraft insurance so you can be confident that you and your watercraft are protected. A Markel Marine agent can assist you to tailor your coverage to your specific needs, and you can learn more about boat or personal watercraft insurance with our interactive insurance coverage tool.

Boat insurance claims service

There’s more to boat and personal watercraft insurance than coverage and price. What happens when you have a claim? Markel’s Claim Professionals are seasoned marine specialists, and likely enjoy boating as much as you do. Markel works with the best marine surveyors to expedite your claim and make things as easy as possible for you. Learn more about Markel Marine's Insurance Claim Service. You can also find out more about how Markel can help you with your boat insurance needs.

Ready to get an insurance quote? Choose the option that best suits you: